This policy acts as a protective umbrella against the damage to either the structure or the contents inside the house. Right from the appliances to the precious assets, etc. is covered under this policy.
Protects the building/house against any loss or damage due to natural or man-made calamity. It includes aircraft damage, bush fire, fire, lightning, terrorist activities, earthquakes, etc.
Relatives and visitors are very common at everyone’s house. The Public Liability Coverage is a policy that covers the damages incurred by a third-party. It makes sure the excess expenditure and cost is taken care of giving some relief to the insured.
A Building Insurance is basically for the structure of the building/apartment you own. Usually the walls, ceilings, and outdoor rooms, garages, etc. are covered. The amount to be approved in claim of the policy is decided based on the restoration cost of the house.
Not only the house but also the belongings inside it are very important and dear to us. Under the House Contents Insurance policy only the contents inside the house like the furniture, electric appliances, important documents, personal belongings are covered.
Holiday homes aren’t covered normally in the usual Home Insurance policies. Hence a special custom made Holiday-home Insurance policy has been made with added features like burglary and theft.
As the name suggests, a Landlord Insurance covers the landlord from loss of rent or any public liability. A Building Insurance may or may not cover all your worries. Also, the maintenance of the structure is a big responsibility and hence this policy is a must for landlords.
As a tenant, a house and the belongings are very much yours till the time you live there. The Tenant Insurance covers all your belongings present in your rented house for the duration of the policy and your stay there.
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The process of deciding which house insurance policy should one buy is incomplete without the consultation of a house insurance expert. We make it easier to compare and analyze which one suits you better. Moreover, our experts are always ready to help you get clarity on the same. Be it buying a new policy, or renewing a policy, as a team we can work towards protecting your home in the best way possible.
