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About Working Capital Limit

Working Capital financing enables you in running your day to day operations without any financial difficulties. Working capital finance includes covering of your recurring expenses like goods, salaries, sundry debtors and other miscellaneous operating expenses. These goods/ raw material then account as collateral for the funding availed.

Features of Loan

  1. Interest to be paid only on the funds utilised from the total sanctioned loan amount
  2. Flexible tenure options available
  3. MCLR based Interest Rate
  4. Affordable Rates of Interest
  5. Quick disbursement

Benefits

  1. Single point communication for almost all private banks and public banks
  2. Choice of selecting the loan proposal from a host of banks and financial institutions
  3. Finpandit’s Expert guidance to help you make the right decision and higher probability of successful application
  4. Transparency in dealings, fees and charges
  5. Minimal paper work

Documents Required

Company KYC Documents

  1. Pan Card
  2. Electric Bill Of Office Latest
  3. If On Rent then rent agreement with owners electric Bill Copy
  4. TELEPHONE BILL LATEST – Office

Partner's KYC Documents

  1. Pan Card
  2. Aadhar Card
  3. Passport
  4. Electric Bill Home Latest
  5. If On Rent then rent agreement with owners Electric Bill Copy – Latest
  6. Partnership Deed
  7. Share holding pattern
  8. Retirement cum partnership deed both OLD & NEW
  9. Telephone Bill Latest- Residence all partners

Business Stability Proof

  1. GST certificate
  2. VAT Certificate
  3. Sales Tax Certificate
  4. GUMASTA

Income Documents

  1. Balance sheet .3 years – C A attested
  2. Profit & Loss Statement for 3years- CA attested
  3. Computation of Income of last 3 years- CA attested
  4. 3 CA , 3 CD for 3 Years with All Schedules , Debtors and Creditors, FA, Liab
  5. GST Returns
  6. An Loans Goin On? -IfYes then all Sanction Letters
  7. Current Account banking of last 13 months
  8. Savings Account banking of last 13 months
  9. Stamp / Seal of Company

Property Documents

  1. Chain Agreement
  2. Draft Agreement
  3. CC COPY
  4. Approved Plan Copy

Company KYC Documents

  1. Pan Card
  2. Aadhar Card
  3. Passport
  4. Electric Bill Of Office Latest
  5. Electric Bill Of Home Latest
  6. If On Rent then rent agreement with owners electric Bill Copy
  7. TELEPHONE BILL LATEST – Office
  8. GUMASTA

Business Stability Proof

  1. GST certificate
  2. VAT Certificate
  3. Sales Tax Certificate

Income Documents

  1. Balance sheet .3 years – C A attested
  2. Profit & Loss Statement for 3years- CA attested
  3. Computation of Income of last 3 years- CA attested
  4. GST Returns
  5. An Loans Goin On? -IfYes then all Sanction Letters
  6. Current Account banking of last 13 months
  7. Savings Account banking of last 13 months

Property Documents

  1. Chain Agreement
  2. Draft Agreement
  3. CC COPY
  4. Approved Plan Copy

Company KYC Documents

  1. Pan Card
  2. Electric Bill Of Office Latest
  3. If On Rent then rent agreement with owners electric Bill Copy
  4. TELEPHONE BILL LATEST – Office

Partner's KYC Documents

  1. Pan Card
  2. Aadhar Card
  3. Passport
  4. Director’s Name , Address , Mobile no, Email ID
  5. Electric Bill Home Latest
  6. If On Rent then rent agreement with owners Electric Bill Copy – Latest
  7. Partnership Deed
  8. Share holding pattern
  9. Retirement cum partnership deed both OLD & NEW
  10. Telephone Bill Latest- Residence all partners

Business Stability Proof

  1. GST certificate
  2. VAT Certificate
  3. Sales Tax Certificate
  4. GUMASTA

Income Documents

  1. Balance sheet .3 years – C A attested
  2. Profit & Loss Statement for 3years- CA attested
  3. Computation of Income of last 3 years- CA attested
  4. 3 CA , 3 CD for 3 Years with All Schedules , Debtors and Creditors, FA, Liab
  5. GST Returns
  6. An Loans Goin On? -IfYes then all Sanction Letters
  7. Current Account banking of last 13 months
  8. Savings Account banking of last 13 months
  9. Stamp / Seal of Company

Property Documents

  1. Chain Agreement
  2. Draft Agreement
  3. CC COPY
  4. Approved Plan Copy

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